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The Credit Union Collective is the storytelling hub of Michigan State University Federal Credit Union
and Oakland University Credit Union.

Big Community impact starts small

The Credit Union Collective is the storytelling hub for Michigan State University Federal Credit Union (MSUFCU) and Oakland University Credit Union (OU Credit Union/OUCU). Both Credit Unions exist with a guiding principle—People Helping People. Here at the Credit Union Collective, you'll get the stories, big and small, about our community involvement. But you'll also hear from financial educators, innovators, experts, executives, and more!

Who We Are and What We Do

MSUFCU is a full-service credit union based in East Lansing, Michigan, that  provides exceptional financial products and superior service to our members. OU Credit Union is a tradename of MSUFCU that started operating as its own brand in 2013, serving the Oakland University/Oakland County area.

In addition to the financial products and services, MSUFCU and OU Credit Union are actively engaged in the communities where our members live and work.

People Helping People

A principle of the Credit Union movement is 'People Helping People'. MSUFCU and OU Credit Union are member-owned, not stakeholder owned credit unions. In our blog, you’ll find stories about our community involvement and giving initiatives for both brands, as well as Reseda Group, and some of our other affiliate brands. We’ll have guest writers or creators from around the Credit Union who will share insights on their role or their time at the Credit Union. Interested in financial education? We regularly post financial education articles here, as well as contributions from our friends at Financial 4.0. Not to mention, exciting innovation updates from the lab at MSUFCU.
Thanks for joining us at the Credit Union Collective — we're glad you’re here.
2024 Community impact

Credit Union Members

More than 375,000 members have chosen MSUFCU and OU Credit Union as their credit union.

Branches

We now have 35 branches across Michigan and Illinois! Learn more about the different regions where we're making an impact: Mid-Michigan, West Michigan, Northern Michigan, Southeast Michigan, Northern Illinois, and Chicago.

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Awarded in Community Grants

An achievement made possible through the generous support of MSUFCU employees, members, and community partners.

Hours volunteered

Our Credit Union employees donated hundreds of volunteer hours to local non-profit organizations.

Financial Education presentations

Our Financial Education team gave more than 400 financial presentations to students, community members, and business owners last year.
Source: MSUFCU 2024 State of the Credit Union.

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